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Involuntary Unemployment Insurance Protection

IUB Agency, LLC, provides The Advantage Plan, an Involuntary Unemployment Protection Plan (IUP), to mortgage lenders, auto dealerships and property managers in order to protect customers when involuntary unemployment strikes. We provide involuntary unemployment benefit recovery plans for your company to offer your customers, resulting in customer confidence, increased sales and recoupment of payments. With The Advantage Plan, you can provide your customers with an Involuntary Unemployment Benefit Plan packaged with an Affinity Membership Plan, offering discounts to essential products and services in times of need.

Automotive Dealerships

Mortgage Companies

Leasing Agents

Affinity Benefits

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How IUB Works

Any company that manufactures sells or installs a high ticket product that requires financing, needs Involuntary Unemployment Protection using “The Advantage Plan”, IUB Agency’s conveniently packaged IUP plus Affinity Membership program.

If the customer becomes involuntarily unemployed after making their purchase, we will make their monthly payment for them, up to the maximum amount and term chosen by the company (some plans up to 60 months!). This gives the customer peace of mind and the confidence to buy the product instead of having to worry about their job. Given the currently recessed market, consumers are afraid to add debt because they are concerned about their jobs. By offering The Advantage Plan, you will increase your visibility and sales by alleviating customer worries, while offering incentivizing benefits for your customers. You choose the terms; you choose the amount of benefits.

What is The Advantage Plan?

IUB Agency offers a unique package of Involuntary Unemployment Protection Plan (IUP) plus the added advantage of an Affinity Membership Plan, creating The Advantage Plan. The Advantage Plan is a membership based program.

Benefits of The Advantage Plan for Your Company

• No Payment Defaults: Peace of mind knowing if your customer loses their job, their monthly payments are still made to your Company on their behalf.


• Generate Sales:Companies advertising The Advantage Plan ( IUP + Affinity Membership) offer an enticing package to prospective customers, thereby increasing interest in your products / services and increasing sales.


• The Advantage Plan gives you the chance to compete with your major competitors.


• Close More Deals:The Advantage Plan will give your customers the security to buy and finance your products / services.


• Your finance department can use The Advantage Plan as a selling tool to close more profitable deals:


• Example 1: Companies who choose to profit from the plan by upselling, can use the additional money to give customers added perks like gas cards, offer other free products, or pay commissions to sales representatives.


• Example 2: Instead of reducing the price of the product or service, Companies can offer to pay for The Advantage Plan on behalf of the buyer and still make money on the sale.


• Create an Additional Revenue Stream: Companies providing The Advantage Plan can profit from the program. You have the option to offer the The Advantage Plan to your customers either as a free added value or a product upsell.


• As an upsell product, The Advantage Plan is a built-in profit center where you can profit on each plan you include. You can choose to upsell and make money, you can finance it, or take the fee out of the down payments from the customer.

Benefits of The Advantage Plan for Your Customers

• Peace of mind knowing if they lose their job, their payments can still be made.


• In the event of involuntary job loss, the The Advantage Plan’s Involuntary Unemployment Protection plan will make payment of monthly amount due, up to a maximum monthly benefit.


• Protection of your buyers credit rating.


• Confidence in doing business with a company offering payment protection coverage through The Advantage Plan.


• An incentivizing component of The Advantage Plan: The addition of an Affinity Membership, providing discounts to customers for essential purchases in time of need.

Which Companies Can Participate?

WORKS FOR ANY BUSINESS THAT OFFERS FINANCING TO THEIR CUSTOMERS!

SOME BUSINESSES WE WORK WITH ARE:

New Car Dealers, Used Car Dealers, Motorcycle Dealers, Boat Manufacturers, Furniture Stores, Banks, Credit Unions, Mortgage Brokers, Realtors,
Leasing Agencies,
Homebuilders,
Construction Companies,
Mobile Homes,
Swimming Pool Installers,
Major Appliance Stores

Our customer service representatives are available to answer any questions. To contact us, you can call our Toll Free # at (888) 619 – 1117 or Click Here to Request Materials.